We've removed the complexity from financial hedging. Link your loan, choose your shield, and let our algorithms handle the rest.
Log in using your existing banking credentials. We use OAuth 2.0 encryption to establish a read-only connection. We never store your password, and we cannot make transactions—only monitor your loan status.
Select the loan you want to protect. Choose the duration (1-3 years) and your comfort level. Our calculator instantly shows you the protection fee and potential savings versus the market volatility.
Pay the fee via UPI, Card, or Netbanking. A smart contract is generated instantly. From this moment, even if the RBI or Fed hikes rates by 2%, your EMI remains frozen at the locked amount.
We bridge traditional banking with modern decentralized finance (DeFi) security protocols.
Initiates Lock Request
Verifies Loan Data
Generates Smart Contract
Everything you need to know before locking your rate.
Absolutely. We are ISO 27001 certified. We use 256-bit AES encryption for data at rest and TLS 1.3 for data in transit. We are read-only aggregators.
Yes. You can unlock your EMI at any time. If you choose to unlock before the tenure ends, a small early-exit fee may apply, but you keep your savings.
If market rates drop significantly below your locked rate, our system will notify you so you can choose to unlock and refinance at the lower rate.
The fee is a small percentage of your outstanding loan principal, typically ranging from 0.5% to 1.5%, depending on the lock duration and market volatility.
It takes less than 2 minutes to secure your loan against rate hikes.
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