We've built EMI Locker with sophisticated algorithms and bank-grade security to ensure your financial future is protected from every angle.
Our system connects to global banking APIs and Federal Reserve feeds to track interest rate movements 24/7. You don't need to watch the news; we watch it for you.
Don't miss the perfect window. Set your target rate, and our autonomous agents will execute the lock contract automatically when the market conditions are met.
Visualize exactly how much money you've saved compared to the variable market rate. Our dashboard projects your savings over the full tenure of your loan.
See how EMI Locker stacks up against traditional refinancing and interest rate insurance.
| Feature | EMI Locker | Traditional Refinance |
|---|---|---|
| Processing Speed | Instant (< 60s) | Weeks / Months |
| Impact on Credit Score | None | Hard Inquiry |
| Paperwork Required | Zero (Digital) | Extensive |
| Cost of Protection | Small One-time Fee | Closing Costs (3-5%) |
| Flexibility | Unlock anytime | Locked permanently |
Integrate EMI Locker into your loan servicing dashboard to reduce customer churn and NPAs.
Customers feel safer knowing they have an exit strategy for rate hikes, increasing long-term retention.
Our white-label API plugs directly into your existing core banking system with just a few lines of code.
Earn commissions on every protection lock sold through your platform without assuming risk.